The Team

Built by people who understand commercial underwriting

Former underwriters, Verisk data engineers, Guidewire account managers, and insurance ML researchers. We built what we wish existed.

Owen Carmichael

Owen Carmichael

CEO & Co-Founder

Seven years as a commercial lines underwriter at a regional carrier in New York. Co-founded Perilarc after tracking how much underwriter time was consumed by data retrieval rather than risk judgment.

Ingrid Solano

Ingrid Solano

CTO & Co-Founder

Former data engineering lead at Verisk Analytics for four years, building pipeline infrastructure for P&C insurance analytics products. Owns Perilarc’s data ingestion and peril scoring architecture.

Rashid Nwosu

Rashid Nwosu

Head of Carrier Partnerships

Five years in strategic accounts at Guidewire Software managing carrier implementations in the Northeast. His network spans the mid-size carrier segment Perilarc serves.

Victoria Tsai

Victoria Tsai

ML Engineer

MS in applied mathematics at NYU. Prior work modeling commercial flood risk at a New York-based insurtech. Leads Perilarc’s scoring engine development.

Work with a team that has seen the problem from both sides

From the underwriting desk and the data pipeline. Talk to us about your submission workflow.