Capability

Submission Triage

Route every ACORD XML/AL3 submission — auto-decline, auto-refer, or manual queue — before an underwriter opens the file. Configurable thresholds per line of business.

~4h Avg. submission-to-decision time, typically
~60% Submissions auto-routed for clean in-appetite risks, typically
<2s Avg. completeness check and appetite pre-screen time per submission
Triage Flow

Four-stage triage: ingest to routing decision

Every submission passes through four structured stages before reaching an underwriter's queue. Auto-decisions happen at stages 2 and 4 based on your configured rules.

Features

Triage infrastructure for UW operations directors

ACORD 125 / ACORD 126 / ACORD 140 parsing

Native ACORD schema parsing — no intermediate transformation layer required. AL3 EDI also supported.

Completeness scoring

Required field presence checked against ACORD schema at ingest. Incomplete submissions flagged immediately.

Appetite pre-screen gate

Appetite matrix applied before risk score is computed — obvious out-of-appetite submissions exit at gate 2.

Configurable threshold routing

Score thresholds for auto-decline, auto-refer, and manual queue configured per line of business. UW director adjustable without engineering involvement.

Queue management dashboard

UW operations view of queue depth, SLA aging, and auto-route rate by line and territory. Exportable for weekly operations review.

SLA tracking per submission

Per-submission timestamps from ingest to routing decision. SLA aging alerts for manual queue submissions approaching response commitment.

Ready to remove manual pre-triage from your UW workflow?

Talk to our team about a structured pilot for your submission volume and lines of business.