Terms of Service — Perilarc

Last updated: May 1, 2026

1. Acceptance of Terms

By accessing perilarc.com (the “Site”) or using any Perilarc, Inc. (“Perilarc”) services, you agree to these Terms of Service. If you are accessing the Site or services on behalf of a company or other legal entity, you represent that you have authority to bind that entity to these terms.

Use of the Perilarc underwriting intelligence platform by carrier customers is governed separately by a signed Master Services Agreement or Software Subscription Agreement between Perilarc and the carrier. These Terms of Service govern use of this public-facing website only unless a carrier agreement expressly incorporates them.

2. Use of the Website

You may use this Site for lawful purposes and in accordance with these Terms. You agree not to:

Use the Site in any way that violates applicable federal, state, local, or international law or regulation
Transmit unsolicited advertising or spam
Attempt to gain unauthorized access to any portion of the Site or its related systems
Use automated tools to scrape, crawl, or harvest content from the Site without prior written consent
Misrepresent your identity or affiliation in connection with the Site

3. Intellectual Property

All content on this Site — including text, graphics, logos, software, and product descriptions — is the property of Perilarc, Inc. or its content licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without express written permission.

4. Disclaimer of Warranties

This Site is provided “as is” and “as available” without warranties of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, or non-infringement. Perilarc does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

Information on this Site regarding underwriting outcomes, data source coverage, and processing times is provided for general informational purposes. Actual performance of the Perilarc platform for any specific carrier or use case is governed by the applicable carrier agreement and documented service-level commitments.

5. Limitation of Liability

To the maximum extent permitted by applicable law, Perilarc, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site, even if Perilarc has been advised of the possibility of such damages.

6. Third-Party Links

This Site may contain links to third-party websites. These links are provided for convenience only. Perilarc does not endorse and is not responsible for the content, privacy practices, or availability of any third-party website.

7. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted to this page with an updated “Last updated” date. Continued use of the Site after any modification constitutes acceptance of the revised Terms.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in New York County, New York.

9. Contact

For questions regarding these Terms, please contact:

Perilarc, Inc.
200 Park Avenue, Suite 4100
New York, NY 10017
[email protected]